Business Loans.
Grow Your Business with Flexible Financing
Custom financing solutions designed to meet the needs of small and medium-sized businesses.
FUNDING SUPPORT UP TO $25 MILLION | ONE APPLICATION. MULTIPLE FUNDING SOLUTIONS
SBA 7(a) Loans
SBA 7(a) loans make it easier for small businesses to grow and succeed by providing affordable funding with flexible terms and low interest rates, all backed by government support.
Aspen Express Business Loans
Term loans give businesses immediate access to a lump sum of capital, offering a reliable way to fund growth, manage expenses, or invest in opportunities. With flexible repayment options and fixed or variable interest rates, term loans provide predictable financial planning and peace of mind.
USDA B&I Loans
USDA loans offer incredible benefits for those in rural areas, including lower interest rates and extended repayment periods. Backed by the government, these loans are a smart choice for promoting economic growth and achieving long-term financial stability.
Our Solutions
Empower your business with funding solutions that fuel growth and ambition. Whether you need $10K or $25M, access the capital you need on your terms. With flexible repayment plans, transparent terms, and zero hidden fees, you can borrow confidently and focus on building a brighter future.
SBA 7(a) Small Loans
An SBA 7(a) small loan provides emerging businesses with access to government-backed funding that can be used flexibly for nearly any business purpose. Whether you’re looking to manage cash flow, expand operations, purchase equipment, or invest in new opportunities, this loan has you covered.
- Loan Size: $10,000 to $5M
- Rate: As low as Prime + 2.75%
- Loan Term: 10 to 25 Years
- Minimum FICO: 640
Aspen Express Business Loans
Borrow up to $500K and use it your way—whether it’s expanding your business, managing cash flow, or taking on new opportunities. With simple terms and no surprise fees, you’re in control.
- Loan Size: $50,000 to $500,000
- Loan Term: 6 months to 7 years
- No upfront costs or prepayment penalties
- Fixed, once-monthly payments
USDA Loans for Rural Businesses
If you’re running a business in a rural area, a USDA loan could be the perfect way to secure funding while supporting your local community. Backed by the U.S. Department of Agriculture, these loans are designed to promote rural economic growth and help businesses thrive.
- Loan Size: Borrow up to $25,000,000 to meet your business needs.
- Flexible Terms: Loan terms range from 7 to 30 years, offering repayment options that fit your goals.
- Competitive Rates: Rates are negotiated between the lender and borrower, giving you the chance to secure favorable terms.
USDA loans are more than just financing—they are a tool to grow your business while strengthening your rural community.
Frequently Asked Questions
Why Choose Aspen Business Funding for Your Small Business Loan?
At Aspen Business Funding, we specialize in one thing: helping small business owners secure the funding they need quickly and easily. Unlike traditional banks, we focus exclusively on small business loans, offering a simple, transparent process, budget-friendly repayment options, and competitive interest rates through our extensive network of SBA 7(a) approved lenders.
Here’s why small business owners love working with us:
- No lengthy application process: Skip the time-consuming paperwork and get back to running your business.
- Save money by refinancing debt: Lock in a lower-rate loan and reduce your current financial burdens.
- Quick access to funds: Banks often can’t move fast enough—our process ensures you’re ready to seize opportunities like competitive lease agreements or business expansions.
We understand your challenges and are here to provide the solutions you need. Let us help your business grow!
Do you need to pay an application fee with Aspen Business Funding?
Nope! When you apply through the Aspen Business Funding Lender Network, there’s zero upfront cost. You won’t pay a cent to submit your application or chat with our friendly account managers. Plus, there’s no pressure to accept a loan offer—everything is on your terms.
What can you use your business loan for?
Our flexible business loans are designed to support your unique needs, including:
- Day-to-Day Operations: Cover everyday costs like payroll, utilities, or rent.
- Upgrading Equipment: Invest in new tools, machinery, or cutting-edge tech to keep your business competitive.
- Commercial Real Estate: Purchase, renovate, or refinance your workspace.
- Restocking Inventory: Ensure your shelves are fully stocked to meet customer demand.
- Growth Opportunities: Open new locations, launch a franchise, or fund your next big project.
- Debt Refinancing: Simplify your finances by consolidating existing business debts into better terms.
Note: Acceptable uses may vary depending on the loan product.
How long does the loan approval process take?
The time it takes to get your loan approved can vary depending on a few factors. On average, it can range from a few weeks to a couple of months. To speed things up, ensure you have all the necessary documents ready and respond quickly to any requests for additional information. Preparation is key to keeping the process smooth and efficient for your business.
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Need a Business Loan?
Pre-qualify for a loan in minutes and focus on growing your business.
Address
3500 Lenox Rd North
Atlanta, GA 30326
Phone
(678) 918-1483